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Monday, October 22, 2018

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CFPB Adds Security Freeze Language to the Summary of Rights
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CFPB Adds Security Freeze Language to the Summary of Rights

Earlier this year, Congress enacted the Economic Growth, Regulatory Relief, and Consumer Protection Act (S. 2155). The legislation requires that parties provide new security freeze notice language wherever a Summary of Rights under the FCRA is required to be provided. On September 12th, 2018, the CFPB added the security freeze information to the Summary of Rights in addition to updating language Remedying The Effects of Identity Theft.  Please be sure to use the updated version of Summary of Rights starting September 21, 2018.

Go here for additional information on this topic.

Please seek advice of legal counsel to ensure your forms comply with the new requirement.

Additional information can be found on the CFPB website: https://www.consumerfinance.gov/learnmore/

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